Retirement Planning
the Way It Should Be

Approaching Retirement
Be Ready. Real Ready.
I'm Already Retired
Gain Insights on Improving Retirement.

4 Easy Steps

Let us put your Retirement Plans “InFocus”


Speak to one of our Certified Financial Planners to get some of your first questions out of the way.

Complimentary Consultation

One of our Certified Financial Planners will walk you through a comprehensive 12 item checklist.


A “smoother” series of returns can make your investments last much longer and may give you a greater chance of success in retirement.


Our investing and support team efforts are successful because we are committed to serving clients with courtesy, promptness, accuracy, warmth, and honesty.

A Team of Professionals
that Care about You.

We are changing lives by helping clients achieve financial security in retirement with an exceptionally qualified, focused, and results-oriented team of planning, investing, advising, and fiduciary professionals.

Our investing and support team efforts are successful because we are committed to serving clients with courtesy, promptness, accuracy, warmth, and honesty.

Our vision is to continue to be the leading Delmarva area resource in helping people formulate, successfully navigate, and subsequently achieve their financial plans and goals for their retirement futures.

Click Our Photos to Learn More About Our Team!

Eric W. Johnston, CFP®, President & Financial Advisor

Eric is a Certified Financial Planner®. The CFP® mark identifies those individuals who have met the rigorous experience and ethical requirements of the CFP Board, have successfully completed financial planning coursework, and have passed the CFP®. Certification Examination covering the following areas: the financial planning process, risk management, investments, tax planning and management, retirement and employee benefits, and estate planning. Mr. Johnston is President of InFocus Financial Advisors, Inc. in Salisbury, MD. He has been a financial adviser to individuals and families on the Eastern Shore of Maryland since 1993. His mission is to provide the solutions that will help accomplish their financial goals of the families with whom he works. His clear focus is getting his clients started off prudently in retirement by providing in-depth, well thought out advice on retirement planning, social security strategies, Medicare advice, etc. He offers free initial no-obligation consultations. Some of the goals he has helped people pursue are retirement preparation, increasing social security income, proper retirement budgeting, avoiding loss of assets to long-term care costs, improving an investment strategy, and reducing estate tax on a large estate. Eric is active in giving back to the local community.

  • Eric is a current instructor at the Delaware Financial Literacy Institute, and for the State of Maryland Pre-Retirement Program over the last six years.
  • Eric is the current President of the Professional Partners of the Eastern Shore, a group that promotes financial advisors, attorneys, and CPAs working together for clients.
  • Eric serves as College Liaison on the board of the Eastern Shore Society of Human Resource Management.
  • He is a past member of the board of the Lower Shore Estate Planning Council and Delmarva Zoological Society.
  • He is Past President and a Founding Father of The Delmarva Planned Giving Council.
  • He is a Past President of the Art Institute and Gallery where he oversaw a board of seventeen and four paid staff.
  • He has served on the board of the Friends of the Salisbury Zoo.
  • Eric is a past President of The Salisbury Junior Chamber of Commerce where he earned the Dean C. Patton Speaker of the Year Award. The Jaycees ran over 30 projects a year, had 168 members, and a board of directors of eighteen.
  • Eric is also active in his church serving on its Finance Council and assisting the Parish with their website design and communications. He is a member of the Knights of Columbus.
  • He has served on various committees in the Salisbury Area Chamber of Commerce and speaks regularly at events.
  • Above and beyond his business and volunteering, Eric was also an Adjunct Professor and has taught Finance 446 Retirement Planning at Salisbury University's Perdue School of Business.

Robert Jeter, CFP®, CRPC®, Vice President & Financial Advisor

Robert is a Financial Advisor serving families across Delmarva with offices in Salisbury, MD and Georgetown, DE. He is the Vice President of InFocus Financial Advisors, Inc. His company’s vision is to be the leading Delmarva area resource in helping people formulate, successfully navigate, and subsequently achieve their financial plans and goals for their retirement futures. Their proprietary process, ClearView360™ begins with a no-cost, no-obligation consultation to help people take the first step in being confident in their retirement decision. InFocus Financial Advisors brings leadership to the retirement planning field by providing services that go beyond the status quo financial services. Not focusing just on your investments, InFocus and ClearView360™ help people build social security income claiming strategies,  designing and budgeting their retirement years, detailed tax planning, and implementing retirement income strategies to work towards making your money last as long as you do.  Retirement is a long period for which to plan and will require a credentialed team to navigate it’s challenges. InFocus Financial Advisors process is built to help you implement a strategy that will lead you to a confident retirement.    Robert is a CERTIFIED FINANCIAL PLANNER. Through his credentialing and status as an independent financial advisor, he maintains a fiduciary commitment to his clients. Robert is a  graduate of Salisbury University on Maryland’s Eastern Shore. Robert regularly speaks on a  vast range of retirement topics to private business, professional and non-profit organizations.   Robert is active in giving back to the local community.  

  • Robert is a current Board Member of the Southern Delaware Estate Planning Council. A group of attorneys, accountants and financial professionals that promotes estate and financial planning education for professionals in Lower Delaware.
  • Mr. Jeter is also current member of the Professional Partners of the Eastern Shore, a group that promotes financial advisors, attorneys, and CPA’s working together for clients.
  • He was formerly board member for the Wicomico County Farm and Home show, an event that draws over 40,000 visitors annually.
  • He is a member of the Young Professionals of Salisbury.
  • He speaks regularly at local businesses, municipalities, non-profits and professional organizations educating individuals on preparing for retirement.
  • He currently teaches educational classes for the non-profit Delaware Money School on different retirement related topic several times a year.
  • He is a volunteer instructor for the Osher Lifelong Learning Institute through the University of Delaware speaking on different retirement related topics.
  • Robert, his wife Kelly, and his yellow lab Luna currently reside in Salisbury, MD.

Carol Kurtz, CPA, PFS, Client Services Manager

Carol is our Client Services Manager. She provides our client account services and investment strategy maintenance.  Whenever an operational need arises, Carol is the one to call. For our investment clients, when you need a distribution from your investment portfolio, or an account balance, or a tax form, she provides world-class client services. Carol is a Certified Public Accountant and Personal Financial Specialist. While we do not do taxes, Carol brings a great attitude and enormous abilities to our team.  Carol is a graduate of Salisbury University on Maryland’s Eastern Shore. 

Carol is active in giving back to the local community.

  • Carol is a member of the American Institute of CPAs (AICPA).
  • Carol is an active member of her church and serves as the current Treasurer.
  • Carol currently resides in Snow Hill, MD.

Gregory Holman, FPQP®, Senior Relationship Manager

As a Senior Relationship Manager and a Registered Administrative Assistant through Cetera Advisors LLC, Greg’s primary focus is on financial planning and forecasting for the firm and assisting the lead advisors to achieve retirement success for our clients. Greg has a strong passion for assisting clients in their financial affairs and is happy to be part of the InFocus Financial Advisors team. Greg has 8 years of finance experience ranging from Banking to Wealth Management and plans to stay in the business until the day he retires. Greg is a Financial Paraplanner Qualified Professional (FPQP®) and holds a bachelor’s degree in Economics from Rutgers University. Greg likes to stay active in his free time by going to the gym, hiking, or any other activity that can get him outside.

Ryane Porter, Client Experience Associate

Ryane is our Client Experience Associate. She helps us keep in regular contact with our clients and makes sure they have an experience worth sharing. Most importantly Ryane works to make sure your retirement checklist and financial reviews are done in a timely fashion. If there is anything we can help you with or you have feedback for us, Ryane will be sure to address your needs. Ryane is a recent graduate of Salisbury University where she studied Communications and English. Ryane loves going to concerts, laying on the beach, and spending time with friends and family.

Reagan Ahlquist, Registered Representative

Reagan is a Registered Administrative Assistant through Cetera Advisors, LLC at InFocus Financial Advisors, Inc. His main priority is supporting our team in investment research and executing portfolio changes for our clients. He pays close attention to changes in the markets and economy. Reagan graduated from Salisbury University with a bachelor’s degree in Finance with a focus in investments. He also studied Information Systems. During his time at SU, he was an analyst on the Seagull Fund; a strategic portfolio consisting of stocks selected by participants. In his free time, Reagan enjoys golfing, fishing, cooking, or anything that gets him active or outside.

Contact Us Today

We would love the opportunity to become your trusted advisor

Frequently Asked Questions

Yes. We partner with Cetera Advisors, LLC who is an independent broker-dealer. That means we don’t offer proprietary products. We have access to a broad suite of investment options and products that we can select from to deliver solutions in the best interest of each and every one of our clients.

Not only can we refer you to other local professionals, we work in tandem with them to provide the best all around solutions for our clients. We pride ourselves on being part and leading local professional organizations to further team-based client solutions and our own knowledge base.

This is mostly up to you. Generally, in the first year there are typically more meetings as we get your initial planning completed and implemented. After the first year, we like to sit down with you 1-2 times a year for a full and in-depth financial review. Our team also provides regular market update webinars and regular communication so you will never miss something important happening in the market or around the office. We even throw in a few fun events and we’ll make sure that you don’t miss out.

InFocus Financial Advisors