InFocus Blog

Retirement Assets Go Up and Credit Scores Go Down

780 credit score
You’ve worked hard, saved well, and planned everything out. You’re finally in retirement. Everything is on the up. All except one thing. Your credit score. When you get to and...

What We’re Reading – August Edition

https://www.blackrock.com/us/individual/insights/blackrock-investment-institute/weekly-commentary A great recap from one of the largest asset managers in the world on how companies fared over last quarter's earnings reports. https://www.wsj.com/articles/fed-interest-rate-money-savings-cds-5f3e816?mod=Searchresults_pos2&page=1 One of the benefits of the...

Funding Your Trust – Don’t Forget to Fund It

Laptop computers beside pen and paper. InFocus Financial Advisors planning setting up trust fund.
It is often a savvy estate planning move to create a revocable trust to avoid the probate process and associated costs.  I see our clients do this quite frequently.  It...

529 College Savings Plan Roth Conversions: Two Birds, One Stone

Caucasian mother and daughter with brown hair placing a coin inside of a pink piggy bank.
The SECURE Act 2.0 has been passed in 2022, bringing us new and exciting financial planning opportunities. The opportunity in question today; 529 Roth Conversions. Beginning in 2024, 529 plan...