InFocus Blog

What We’re Reading – Year End Edition 2022

https://www.morningstar.com/articles/1128280/small-cap-stocks-are-really-cheap Morningstar – Small Cap Stocks Are Really Cheap We’ve made changes in our portfolio over the last year to take advantage of certain asset classes that are at historically...

What goes up must come down?

S & P 500 vs Growth value graph If you have trouble reading this please call 410-677-4848
The title is a little misleading. In investing, it can be a bit of a misnomer that if the price of an asset increases substantially, it becomes “due” for a...

Lifetime Gifting

hand holding watering can watering money tree
Retiree’s have benefited from over a decade of an incredible equity market run since the depths of the financial crisis. By and large, “sustainable” portfolio withdrawal rates from 4-6% have...

What’s Up With the Consumer?

Graph of personal saving rate If you have trouble reading this please call 410-677-4848
In our most recent investment committee meeting, we were discussing the importance and state of the U.S. consumer. It’s an important topic, and something we often pay attention to. Why?...