Mastering Retirement Journal

What We’re Reading – September and October Edition

rows of books shelves in a room with tan floors

1-minute read

WSJ – The Bond Market’s Message
• Former member of the FOMC, Kevin Warsh, published this article explaining recent movements in the bond market. The article delves into the significance of the 10-year Treasury note, which sets interest rates that affect households directly. Walsh compares the impact of interest set by the Treasury versus shorter-term interest rates set by the Fed.

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Retirement Assets Go Up and Credit Scores Go Down

780 credit score

3-minute read

You’ve worked hard, saved well, and planned everything out. You’re finally in retirement. Everything is on the up. All except one thing. Your credit score.

When you get to and go through retirement, you’re way less likely to buy a new car, you’ve paid off your mortgage, and wouldn’t dare carry a balance on your credit card. All of these are considered good things, but they can decrease your credit score. Understanding why comes down to the five major credit score factors listed below (from most to least impactful):

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What We’re Reading – August Edition

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https://www.blackrock.com/us/individual/insights/blackrock-investment-institute/weekly-commentary

  • A great recap from one of the largest asset managers in the world on how companies fared over last quarter’s earnings reports.

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