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SubmitBlog Tag: estate planning
Change of the Seasons
September and October on Delmarva means things are changing. Weather, color on the leaves, and the groans about the declining frequency of “beach weather.” The Tax Cuts and Jobs Act (TJCA) was signed into law on December 17th, 2017, and brought about significant changes to the tax code for nearly every American. Often built into […]
Retirement Blind Spots?
Oftentimes, when driving, you might give a little glance over your shoulder and start to switch lanes only to hear a horn and find someone driving in your blind spot. You move back over and keep heading in your lane. The question might be, “Were you able to get back over, get off on the […]
Funding Your Trust – Don’t Forget to Fund It
It is often a savvy estate planning move to create a revocable trust to avoid the probate process and associated costs. I see our clients do this quite frequently. It is important, however, that the trusts get funded, and your assets titled into the name of the trust. Failing to transfer all intended assets to […]
What We’re Reading – Year End Edition 2022
https://www.morningstar.com/articles/1128280/small-cap-stocks-are-really-cheap Morningstar – Small Cap Stocks Are Really Cheap We’ve made changes in our portfolio over the last year to take advantage of certain asset classes that are at historically attractive levels. Small Cap U.S. stocks are one of those asset classes. This is a good read on what makes them cheap compared to historical […]
The Life Insurance Retirees Don’t Need
When retired, cash flow matters. For many people life insurance premiums can be a large budget item, and over a 25-year retirement can be an enormous outlay. I work mainly for retirees and like to make sure these long-term trends are needed and working in their favor. Life insurance is definitely needed during many different […]